Property Types
Office Property Financing
Tailored mortgage solutions for medical offices, dental clinics, single and multi-tenant buildings, and office parks.
Lending Parameters
Eligible Property Types
Our lending network covers all categories of office real estate, from owner-occupied professional suites to institutional-grade towers.
Documentation Programs
Full Documentation
Best rates and highest LTV for borrowers with complete financial records and verified income.
Stated Income
Streamlined approval using declared income without full verification. Ideal for self-employed professionals.
No-Doc Program
Equity-focused approvals based on property value and cash flow. No personal income documentation required.
Frequently Asked Questions
We finance single-tenant and multi-tenant office buildings, medical and dental office complexes, suburban office parks, professional centres, and mixed-use properties with significant office components. Properties must generally be zoned for commercial use and meet minimum occupancy thresholds.
Yes, several of our lending partners offer no-documentation and stated income programs for office properties. These programs focus on the property value and cash flow rather than borrower income verification. Loan-to-value ratios are typically lower at 50-65% for no-doc transactions.
Lenders assess the weighted average lease term, tenant creditworthiness, occupancy history, operating expenses, and net operating income. Buildings with longer lease terms and creditworthy tenants such as government agencies or national corporations receive the most favorable terms.
Absolutely. Medical and dental office properties are viewed favorably by lenders due to their stable tenant profiles and long lease terms. Owner-occupied medical offices may qualify for enhanced terms, and some lenders offer specialized healthcare property programs.
Looking to Finance an Office Property?
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