Commercial Mortgage Broker
Commercial Mortgage
Solutions That Close
Access 40+ lenders for purchasing, refinancing, construction, and bridge financing. From $150K to $400M+ across three provinces.
Ontario • Alberta • Manitoba
At The Mortgage World, we specialize in commercial mortgage financing for businesses and investors across Canada. Whether you are purchasing commercial real estate, refinancing, or planning to start a business, we offer free consultations and connect you with the right lender from our network of over forty institutions. From retail plazas and multi-family buildings to industrial warehouses, hotels, and land development, our team has the expertise to get your deal funded.
Lenders
In Funded Deals
Provinces Served
Private Rates From
Flexible Commercial Financing
Whether you're acquiring a new property, refinancing an existing mortgage, or need fast bridge financing, we connect you with the right lender.
Every Commercial Property Type
From apartment buildings to industrial warehouses, we arrange financing for all commercial real estate asset classes.
The Commercial Mortgage
Advantage
40+ Lender Network
Banks, credit unions, life insurance companies, and CMHC. We match your deal to the right capital source.
Deals From $150K to $400M+
From single retail units to multi-phase development projects across Ontario, Alberta, and Manitoba.
Expert Deal Structuring
We structure terms, amortizations up to 40 years, and CMHC-insured options to maximize your returns.
Three-Province Coverage
FSCO licensed with deep lender relationships across Ontario, Alberta, and Manitoba commercial markets.
LTV Quick Reference
From Inquiry to Funding
Initial Inquiry
Share your financing needs and property details. We assess your situation and identify the best lending options.
Lender Matching
We present your deal to our network of 40+ lenders to find the most competitive rates and terms.
Approval & Terms
Receive commitment letters with clear terms. We negotiate on your behalf to maximize your position.
Funding
Complete closing efficiently with our team managing the process from approval through to funding.
Three Provinces, One Broker
Commercial Mortgage Education
Expert guides on commercial financing strategies, government programs, and real deal breakdowns.
Common Questions
We finance virtually all commercial property types including multi-family apartments, office buildings, retail centers, industrial warehouses, hotels, land development, and specialty properties like gas stations, farmland, and mixed-use buildings. Deals range from $150K to over $400M.
Standard commercial mortgages offer up to 80% LTV. CMHC-insured multi-family properties can qualify for up to 85% LTV with lower rates. Private commercial mortgages are based primarily on equity, with LTV depending on property type and location.
Institutional lenders typically take 30-60 days for approval. Private commercial mortgages can be approved in as little as 3-5 business days, with funding in 2-4 weeks. Bridge financing can close even faster for urgent situations.
Yes. Our private commercial mortgage program approves based on property equity, not income or credit score. If your property has sufficient equity, we can likely arrange financing through our private lender network, even after a bank decline.
Commercial mortgage rates vary by lender type, property type, and deal structure. Institutional rates are the most competitive, followed by alternative lenders and private lenders. We provide access to 40+ lenders to ensure you receive the best rate available for your situation.
We arrange commercial mortgages across Ontario, Alberta, and Manitoba. Our offices are located in Toronto and Winnipeg, and we work with lenders who operate nationally across these three provinces.
Typical requirements include property details, purchase agreement or appraisal, financial statements, rent roll (for income properties), personal net worth statement, and business plan. Private mortgages require less documentation, primarily focusing on property value.
Broker fees vary by deal complexity and lender type. Institutional deals often have lower or no broker fees as the lender compensates us. Private and complex deals may include a broker fee, which is always disclosed upfront before any commitment.
Ready to Get Started?
Whether you're purchasing, refinancing, or need bridge financing, we'll find the right lender for your commercial property.