Service Areas
Commercial Mortgages in Manitoba
Winnipeg-based commercial mortgage brokerage serving borrowers and investors throughout Manitoba with access to 40+ national lenders.
Manitoba at a Glance
Property Types We Finance in Manitoba
Manitoba's stable economy and growing population create consistent demand across all commercial property categories. We arrange financing for every major asset class.
Approval Requirements
- Commercial property appraisal from an accredited appraiser
- Phase I environmental site assessment
- Two to three years of operating statements and tax returns
- Current rent roll for income-producing properties
- Borrower personal net worth statement and credit authorization
CMHC Insurance in Manitoba
Multi-family rental properties with five or more units across Manitoba may qualify for CMHC mortgage loan insurance. Eligible borrowers benefit from up to 85% LTV, amortization to 40 years, and lower interest rates compared to conventional commercial financing.
Winnipeg's affordable entry points and consistent rental occupancy rates make CMHC-insured financing an effective strategy for building multi-family portfolios in the Manitoba market.
Local Coverage
Cities We Serve in Manitoba
Manitoba Commercial Mortgage FAQs
We arrange financing for all commercial property types across Manitoba including multi-family apartment buildings, office spaces, retail properties, industrial warehouses, hotels, mixed-use buildings, land acquisitions, and specialty assets. Winnipeg properties account for the majority of our Manitoba transactions.
Winnipeg offers some of the most attractive cap rates in Canada for commercial real estate investors. Lower entry costs relative to Toronto or Vancouver, combined with stable rental demand driven by population growth and a diversified economic base, make Winnipeg an appealing market for both local and out-of-province investors.
Conventional commercial mortgages in Manitoba typically range from 65% to 75% loan-to-value. CMHC-insured multi-family properties can access up to 85% LTV. Private lending options are available up to 80% LTV for borrowers requiring equity-based approvals outside traditional institutional channels.
Yes. Our physical presence at 2055 McPhillips St Suite 210 in Winnipeg means we have direct knowledge of local market conditions, property values, and neighborhood dynamics. This local expertise allows us to structure deals that align with how national lenders evaluate Manitoba-based assets.
Institutional commercial mortgages typically close within 30 to 60 days. CMHC-insured multi-family deals may require 45 to 90 days for full underwriting. Private commercial mortgages can be funded in as few as 5 to 10 business days for urgent acquisition or bridge financing needs.
We finance commercial properties that serve the agricultural industry, including processing plants, storage facilities, distribution centres, and commercial buildings in agricultural communities. These transactions are underwritten based on property fundamentals, lease income, and borrower qualifications.
Ready to Finance Your Manitoba Property?
Connect with our Winnipeg team and receive a tailored financing recommendation for your commercial property within 24 hours.