Terms of Service

Agreement to Terms

By accessing or using the website operated by The Mortgage World, operating as Commercial Mortgage Approvals ("we," "us," or "our"), located at https://themortgageworld.ca, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

Our Services

The Mortgage World is a licensed mortgage brokerage (FSCO #12978) providing commercial, residential, and private mortgage brokerage services across Ontario, Alberta, and Manitoba. We connect borrowers with lending institutions and do not act as a direct lender. All mortgage products are subject to lender approval and underwriting requirements.

Website Use

The content on this website is provided for general informational purposes only. While we strive to keep information accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability of the website or the information contained on it.

You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of, restrict, or inhibit the use and enjoyment of this website by any third party.

No Guarantee of Approval or Rates

All mortgage rates, terms, and lending parameters displayed on this website are subject to change without notice and are provided for informational purposes only. Actual rates, fees, and approval conditions depend on individual financial circumstances, credit profile, property type, and lender requirements. A pre-approval or quote does not guarantee final approval or specific terms.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of The Mortgage World or its content suppliers and is protected by Canadian and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

User Submissions

When you submit information through our contact forms, application forms, or other communication channels, you represent that the information provided is accurate, complete, and current. You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by The Mortgage World. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. Visiting these links is at your own risk.

Limitation of Liability

To the fullest extent permitted by applicable law, The Mortgage World, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website or our services. This includes, without limitation, damages for loss of profits, data, or other intangible losses.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of Ontario.

Changes to These Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page with a revised "Last updated" date. Your continued use of the website following any changes constitutes acceptance of those changes.