Resources

Commercial Mortgage Resources

Everything you need to know before applying for commercial financing - from costs and qualification criteria to government incentive programs.

Resource Library

Guides6 comprehensive guides

CalculatorFree mortgage calculator

TopicsRates, LTV, fees, programs

Updated2025-2026

Mortgage Calculator

Estimate your monthly commercial mortgage payments. Adjust property price, down payment, interest rate, and amortization to compare scenarios.

Understand every cost involved in a commercial mortgage - from appraisals and environmental assessments to legal fees and lender charges.

Learn what lenders evaluate when reviewing your application, including DSCR requirements, credit standards, and required documentation.

Fixed vs. variable, what drives commercial mortgage pricing, and current rate ranges across institutional, alternative, and private lenders.

Maximum loan-to-value ratios by property type, from CMHC-insured multi-family at 85% down to raw land at 50%.

CMHC MLI Select, standard multi-family insurance, the Canada Small Business Financing Program, and provincial incentives.

Our team can walk you through every step of the commercial mortgage process.