Specialty Property Financing

Specialized lending solutions for unique commercial assets including gas stations, farmland, churches, self-storage, and more.

Lending Parameters

LTVUp to 70%
TermUp to 10 years
TypesGas stations, car washes, etc.
RatesVaries

Specialty Asset Categories

Gas Stations

Flagged and private stations, including convenience stores and car washes attached to fuel operations.

Farmland

Agricultural land purchasing and refinancing for crop production, livestock operations, and specialty farming.

Churches & Religious

Financing for places of worship, community halls, and faith-based institutional properties.

Self-Storage Facilities

Climate-controlled and standard storage facilities with proven occupancy and revenue performance.

Parking Lots & Garages

Surface lots and structured parking facilities in urban and suburban commercial locations.

Auto Dealerships

New and used vehicle dealerships including showrooms, service centres, and inventory financing.

Additional Specialty Properties

Beyond our primary specialty categories, we also arrange financing for a range of other unique commercial assets.

Cinemas & Theatres
Car Washes
Funeral Homes
Bowling Alleys
Marinas
Event Venues
Fitness Centres
Daycare Facilities
Veterinary Clinics

Frequently Asked Questions

Yes, we arrange financing for both branded (flagged) gas stations affiliated with major petroleum companies and independently operated private stations. Flagged stations typically receive more favorable terms due to their fuel supply agreements and brand recognition. Private stations are evaluated based on fuel volumes, convenience store revenue, and property value.

We offer both purchase and refinance financing for agricultural land across Canada. Farmland is underwritten based on acreage, soil quality, production history, commodity values, and comparable land sales. Borrowers can access equity in existing farmland holdings for expansion or operational needs. Terms and LTV ratios vary based on the income-generating capacity of the land.

Self-storage properties are valued using an income capitalization approach based on net operating income, occupancy rates, unit mix, and rental rate comparisons. Lenders evaluate the facility's physical condition, climate control capabilities, security features, and competitive positioning. Well-managed facilities with occupancy above 85% typically qualify for competitive institutional financing.

Yes, we work with lenders who specialize in faith-based property financing. Church mortgages are evaluated based on congregation size, donation history, property value, and the organization's financial statements. Both acquisition and refinancing are available, and some lenders offer purpose-built programs for religious institutions.

Own a Specialty Property?

Tell us about your unique asset and we'll find the right lender with the expertise to finance it.